If you thought your insurance premium skyrocketed after getting a speeding ticket, you wouldn’t believe what a drunk driving offense has the capacity to do. Among the many DUI penalties that motorists can suffer, expensive insurance rates are not the most commonly discussed – but they should be.
Those who are convicted of DUI may be required by their state to carry “high-risk” insurance anywhere from one to three years, even if the motorist’s license was suspended or revoked, and regardless of whether they have a car or not.
Insurance rates are expensive enough as it is to have to worry about throwing a DUI in the mix. Some insurance companies won’t even consider motorists who have been charged with DUI. Luckily though, there is a way to obtain insurance even if you have been convicted for driving while intoxicated.
Many states allow drivers to obtain what is known as SR-22. SR-22 insurance covers a set amount of liability, and is of course, more expensive than regular insurance coverage. However, it can help motorists have their licenses reinstated at a much faster rate, enabling them to get back on the road much quicker than if they had opted to skip the insurance coverage.
There are many intricate details involved in applying for SR-22 insurance, but help is readily available to motorists who have been charged with DUI. To see if you qualify for SR-22 insurance in your state, talk to a DUI lawyer near you today.